Good review of some of the most common (most effective) scams that target elders. Always remember these safety rules:
1) Never give any personal/private information to someone who called YOU out of the blue.
2) Never buy anything from someone who found you and pitched you on it.
3) You can just hang up! It's not rude to hang up on scammers.
Here are the six common scams in the article -- which is a short good read (just click on the picture).
1) Sweepstakes/lottery ("You have won! You just need to give us your banking info . . . ")
2) "Tech Support" ("We have detected a virus on your system, you need to give us access to your system so we can remove it . . . "
3) "Grandchild in Need" (Grandma, I've been arrested, send money . . . !")
4) Romance ("Send money and I'll visit you . . . ")
5) Social Security ("Give us your bank info . . . .")
6) Natural Disasters/Contractors ("We'll take care of everything, just give us your credit card number and we'll get started. ")
The US Chamber of Commerce and other corporate power groups are terrified of the 7th Amendment to the Bill of Rights (right to jury trial) and the "FAIR" act, which would prevent them from forcing consumer and employee disputes into the lawless land of private arbitration controlled by and very favorable to, you guessed it, those same corporate power groups.
The American Prospect has a great story about an effort by these folks to disguise a corporate lobbyist-written editorial as an one written by a real consumer -- and an offer to pay a consumer attorney a $2,000 bribe if he would help find a consumer to put his name on the already-written editorial.
Based on the number of people who call me seeking help with timeshares they are unhappy with, I can safely say that, other than herpes, timeshares are just about the worst possible thing you can acquire on a vacation.
Maybe the only thing worse than getting involved in a timeshare in the first place is then getting ripped off again while trying to get out of one. The "timeshare exit" field is full of pirate scammers who are only too happy to have another shot at separating you from even more of your money and preying on your desperation to unload what has turned out to be a horrible idea.
The FTC has some good guidance you should check out (click the link or download the document below the graphic) if you are even thinking of getting within 100 miles of a timeshare sales pitch, or if you have already been snared and are thinking of trying to unload your timeshare.
Death Row gifting club scam prevalent in Oregon
Some shady folks look at disasters and see dollar signs. Oregon DOJ has some useful information to help you keep from becoming a victim to those folks. You can download them below.
Straight Talk: Don’t fall for foreclosure rescue scams
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