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Stealing is Stealing.

1/31/2013

Lots of people have their wages stolen -- not just undocumented immigrants (whom the wage laws also protect), but also fully-documented, legal-to-work immigrants and native US-born workers of every kind and color.

One of the most common ways unscrupulous employers try to steal wages is by pretending that someone is an "independent contractor" and using that fiction as they seek to evade the minimum wage laws.

If your boss is stealing your wages, get help. Contact an attorney.

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Don't Reverse Any Mortgages Until You Read This Free Guide Front-to-Back

1/25/2013

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(hat tip to "The Housekeeping Report")

NCOA Issues Updated Guide for Seniors Considering a Reverse Mortgage

The National Council on Aging (NCOA) today issued the 2013 version of Use Your Home to Stay at Home™, the official reverse mortgage consumer booklet approved by the U.S. Department of Housing & Urban Development (HUD). The guide is designed to help seniors understand the pros and cons of a reverse mortgage. Reverse mortgages allow homeowners who are 62 or older to convert home equity into cash while remaining in the home.

Amy Ford, director of NCOA’s Reverse Mortgage Counseling Services Network, called the guide “an older homeowner’s best resource when it comes to examining whether a reverse mortgage is right for them.”

A free copy of the guide is available (download the pdf by clicking here).

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Thinking of Starting a Nonprofit? Try "Looking Before Leaping" to find your way safely

1/24/2013

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Tomorrow is the first edition of my new attempt to consolidate conversations with people thinking about starting a nonprofit. If you want me to notify you when I schedule the second edition, shoot me an email at [email protected].

Here was the original announcement for the January session:

I am getting so many inquiries and having so many talks with people who are thinking of starting nonprofits that I am going to shift to a group format for meeting with people who are thinking about it, so I can help them know what they're getting into -- before they do.

"Looking Before Leaping: The Pre-Startup Checklist for People Thinking About Starting a Nonprofit in Oregon"

The first presentation will be [changed to my conference room]. Bring your whole team if you're working with others on your idea (note, if too many folks sign up, I may ask to reschedule your group if it's large).

HOW TO RESERVE A SEAT:
Seating is limited, so if you want to assure your seat, send me an email ([email protected]) letting me know you want to attend. Include the following information:

Name of each person to attend
Best phone number to reach each person
A brief description of the nonprofit you are thinking of starting:

its mission
kind of nonprofit (if you know)
where you are in your planning
whether you have a business plan
and the existing nonprofits you would use as examples.

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Deadline Coming Up Fast! If you were foreclosed 2008 - 2011, take note!

1/3/2013

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From The Oregonian:

The settlement, announced in February, sets aside $1.5 billion for direct payments to about 2 million borrowers nationwide whose homes were foreclosed between 2008 and 2011 by one of five participating mortgage servicers: Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo.

But nearly 10,000 Oregon residents haven't filed claims since notices were sent out in September. The deadline for claims is Jan. 18.

In Oregon, payments would be at least $840, though it depends on the number of claims. Claims can be filed by returning the forms mailed in September, or at nationalmortgagesettlement.com.

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Stealing is Stealing.

Don't Reverse Any Mortgages Until You Read This Free Guide Front-to-Back

Thinking of Starting a Nonprofit? Try "Looking Before Leaping" to find your way safely

Deadline Coming Up Fast! If you were foreclosed 2008 - 2011, take note!

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