The last time I called one of these things a scam I got a call from a $500 an hour law firm in Virginia who insisted that I remove the post because, no matter how absolutely horrible, no good, outrageously overpriced, predatory, just-this-side-of-illegally-deceptive and slimy their product was, they felt I disparaged them by calling it a scam. 
     So, lesson learned.  This may not be a scam -- the company below may indeed pay claims purchased under this absolutely horrible, no good, outrageously overpriced, predatory, just-this-side-of-illegally-deceptive, slimy insurance offer. 
     But you'd be a fool to find out, because you'd have to buy one to find out, and that would mean that you'd not only pay an absurd amount for a tiny benefit, but you'd also find yourself getting a blizzard of mail from similar outfits, because these outfits all trade "sucker lists" as they refer to them, and once you take the bait on one, they all cast their lines in your direction and try to reel you in.

      Don't fall prey to these kinds of things.  If you're concerned about funeral expenses, contact the Funeral Consumer Alliance of Oregon, an affiliate of the national Funeral Consumers Alliance and learn more about how to minimize the costs for disposing of your remains, and how to avoid getting taken.

     And remember the basic rule: never do business with anyone who tries this kind of deceptive marketing (the attempt to make their commercial pitch appear to be an official letter).  The simplest and best thing to do: just recycle it without even opening it. 


 


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John Gear Law Office LLC; 503-339-7787; John@JohnGearLaw.com. My office is in Suite 208B of the Security Building in downtown Salem. That's at 161 High St. SE, across from the Elsinore Theatre, just a block south of Marion County Courthouse. There is abundant, free, 2-hour on-street parking throughout downtown. #### #### #### Lawyerly fine print: Licensed in Oregon. This site may be considered advertising under Oregon State Bar rules. There is no legal advice given or intended on my site. I'm not your attorney unless we have met in person and entered into a representation agreement; while I hope you will consider me when you seek an attorney, you should not hire any attorney based on brochures, websites, advertising, or other promotional materials.